The Bank of Baroda design this card to make customers experience brilliance. The special feature of this card is its microprocessor which stores and protects the cardholder’s data. The card comes with a high withdrawal and spending limit which can be utilized every day. The card is accepted at all ATMs and merchant stores that display the Visa logo.
Features of Bank of Baroda Visa EMV Chip Debit Card
The documents required to apply for the Bank of Baroda Visa EMV Chip Debit Card
Identity proof and address proof
Service charges and Fees
|Annual Fee||Exempted for the first year. Rs.100 p.a. for the following years (Not applied for No Frill Accounts|
|Pin Regeneration||Rs 150|
|Additional card charges||Exempted for the first year. Rs.100 p.a. for the following years (Not applied for No Frill Accounts|
|Renewal of debit cards||NIL|
|Card replacement within India||Rs 200|
|Charges of retrieval card slip||Rs 400|
|Cash withdrawal at BOB ATM in India||NIL|
|Rail ticket and fuel charges||Rs.10 or 2.50% of transaction amount (whichever is higher)|
|Surcharges on payments at certain educational institutions and payment of certain government services||1% of the transaction amount|
How to apply for a Bank of Baroda Visa EMV Chip Debit Card?
An individual can apply for a Bank of Baroda Visa EMV Chip Debit Card only after opening an account with Bank of Baroda. Once the application form is submitted to the bank along with all necessary documents, the bank will determine if you are eligible to open an account with them.
Steps that need to be followed to open an account: