IndusInd Bank

The IndusInd Bank comes with a wide array of easy-to-use debit cards and redefines the way of making online transactions. The cards designed by IndusInd bank are hassle-free and simple to use with having robust features to keep all the debit card transactions safe and secured. Be it shopping, eating out, traveling, or anything else for that matter, IndusInd Debit Cards are here to take care of it all. Read here in detail about the features and benefits of IndusInd Bank.

Features and benefits of IndusInd Bank Debit Cards

Secure and Convenient

The IndusInd Bank is offering hassle-free ways of shopping at the merchant establishments by offering the Mastercard SecureCode, verified by the Visa Password or an OTP sent to the registered mobile number. Choose from a range of International and Premium debit cards powered by Visa or Mastercard.

Easy access to money

There are more than 2200 ATMs across India with 24x7 availability. The ATM facilities offered by IndusInd Bank are cash withdrawal, cash/ cheque deposit, balance inquiry, mobile top-up, credit card bill, etc.

Rewards for shopping

Using the IndusInd Debit Card, one is earning reward points on each swipe of the debit card. Redeem these reward points to get exciting gifts and benefits.

Exclusive member benefits and discounts

With an IndusInd debit card, one gets an opportunity to enjoy the exciting discount and offers at various websites while online shopping. Other benefits include free movie tickets, cashback offers, fuel surcharge waiver, air accident cover, and complimentary lounge access on select debit cards.

Protection & Insurance

Get insurance against losses due to theft of the card. Also, enjoy complimentary insurance on consumer durables purchased using IndusInd debit cards.

Contactless cards

Cards that allow you to pay with just a tap or wave near the machine at merchant establishments

Popular Debit Cards of IndusInd Bank


Card TypeJoining FeeAnnual FeeReward Structure
Gold Titanium Debit CardBased on the type of account you are having in the bank
Based on the type of account you are having in the bank
Flat reward points of 1 point for every Rs.400/- spent.
Titanium Metro Debit CardBetween Rs.249/- to Rs.299/- + taxes
Between Rs.249/- to Rs.299/- + taxes
Flat reward points of 1 point for every Rs.400/- spent
Platinum Debit CardBetween Rs.1500/- to Rs.2500 + taxes
799+Taxes

Transactions up to Rs.5000– 2 points every Rs.200

Transactions of Rs.5000 – Rs.10000 – 3 points for every Rs.200

Transactions of Rs.10000 – Rs.20000 – 4 points for every Rs.200

Transactions of Rs.20000 – Rs.40000 – 5 points for every Rs.200

Transactions above Rs.40000 – 6 points for every Rs.200





Signature Debit CardsRs.5000/- to Rs.10000/- + taxes
1499+taxes

Transactions up to Rs.5000– 2 points every Rs.200

Transactions of Rs.5000 – Rs.10000 – 3 points for every Rs.200.

Transactions of Rs.10000 – Rs.20000 – 4 points for every Rs.200

Transactions of Rs.20000 – Rs.40000 – 5 points for every Rs.200

Transactions above Rs.40000 – 6 points for every Rs.200






Duo CardsBased on the type of account you are having in the bank
Based on the type of account you are having in the bank
Flat reward points of 1 point for every Rs.150/- spent


How to apply for an IndusInd Bank Debit Card

Internet Banking

  • Log on to the bank’s net banking portal using your username and password.
  • On the net banking portal, look out for the option, 'e-Services/Services' and click on 'ATM card services' or a similar option.
  • Clicking on this option will open a new page. On the page, click on the 'Request ATM/ debit card option'.
  • Proceed further, by entering either the OTP received on the registered mobile number or use the profile password.
  • After entering any one of the above, click on 'Submit'.
  • Choose the account for which you wish to get a new debit card and choose the card type and agree to the terms and conditions.
  • Click on 'Submit'.  Post that, the verification will take place.
  • After the submission of the card request, the status is updated on the screen.

Written Request

The written request made for a new IndusInd Bank debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.