Punjab National Bank

Among the various services offered by Punjab National Bank, issuing a debit card is one of the most popular ones. PNB debit cards make a cardholder enjoy a host of benefits and privileges for categories like shopping, travel, lifestyle, and others. All the cards offered comes with the convenience of cashless transactions and easy access to cash at times of need from any of the ATMs.

Features and benefits of Punjab National Debit Card

  • Enjoys worldwide acceptance.
  • Widely accepted throughout India at all Maestro merchant locations and all ATMs with the Cirrus / MasterCard logo.
  • Transactions are safe and secured with a PIN number, which can be changed by you as and when you like.
  • For added transaction protection, PNB Debit cards function with a 3D Secure code which must be created by the cardholder themselves.

The eligibility criteria to apply for Punjab National Debit Card

  • All KYC compliant Savings / Current Account holders must be having a minimum balance in their account.
  • Regularly operating their PNB accounts
  • Customers who have an Overdraft facility in the nature of a personal loan)
  • Joint Accounts operating under the “Either or Survivor” / ”Former or Survivor” mandate
  • Kisan Cash Credit Account holders (eligible for Kisan Cards)

Popular Debit Cards of Punjab National Bank


Card TypeCash withdrawal limitPurchase LimitAnnual Maintainance ChargesCard Replacement Charges
Issuance Charges
Punjab National Bank Business Debit CardUp to Rs 100,000Up to Rs 300,000Rs 150Rs 150
Rs 250
Punjab National Bank Classic Debit CardUp to Rs 25000Up to Rs 60,000Rs 150
Rs 150
NIL
Punjab National Bank Platinum Debit CardUp to Rs 50,000Up to Rs 125,000Rs 150
Rs 150
Rs 250

Punjab National Bank Mitra Debit Card

Up to Rs 50,000Up to Rs 125,000Rs 150
Rs 150
Rs 250
Punjab National Bank RuPay International Debit CardUp to Rs 50,000
Up to Rs 125,000
Rs 150
Rs 150
Rs 250


How to apply for Punjab National Debit Card

Via Internet Banking

  • Log in to the PNB internet banking website.
  • Click on the tab titled ‘e-Services’.
  • Select the option titled ‘ATM card services.
  • From the list of options provided, click on the option titled ‘Request ATM/debit card’.
  • The request will have to be authenticated with internet banking credentials and OTP sent to the registered mobile number.
  • Once the request has been successfully placed, the customer is notified of the duration that it would take for the card to be delivered. The steps mentioned above are also applicable when requesting a new debit card on the SBI mobile banking app.

Via written request

Write an email to the Bank's official email address or can write a physical application by visiting the Bank in person. The written request made for a new PNB debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.

Customer Care

To avail of a new PNB ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1800-180-2222/ 1800-103-2222.