Kotak PVR Platinum Credit Card - Check features, benefits, and eligibility criteria
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Indialends, 25 Apr 2026

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Kotak PVR Platinum Credit Card

What is LAMF Finance Charges (Interest Rates) Late Payment Fees Cash Advance Fees

The Kotak Bank PVR Platinum Credit card is one of the best entertainment credit cards for all movie buffs. The main attraction of these platinum credit cards is availing of 2 movie tickets per month. The benefits are not ending here, it has more to offer to the cardholder.

Features and benefits of Kotak PVR Platinum Credit Card

  • Movie Offers – Makes you enjoy two movie tickets each month on spending Rs. 10,000 in a month by swiping the card
  • PVR Shield – Cardholders will be provided with a liability cover on lost or stolen credit cards.
  • PVR shield ensures customers up to Rs. 75,000. However, the user must report the lost/stolen credit card in a timely manner
  • Add-on Card – Users are allowed to set a custom limit on the add-on credit card

The eligibility criteria to apply for a Kotak PVR Platinum Credit Card:

  • Indian Nationals only can apply
  • The minimum age to apply for a credit card is 21 years and the maximum is 65 years of age
  • Minimum age of Add-on cardholder should be 18 years
  • Must be having a good credit score of 750, or above.

Document required to apply for Kotak PVR Platinum Credit Card

Both Self-employed and Salaried

  • Filled Credit Card Application form
  • Passport-size photographs
  • Identity Proof- PAN Card, Aadhaar Card, Voter ID, Driving License, Passport, etc
  • Residence Proof- Utility bills, PAN Card, Aadhaar Card, etc

Salaried- Income proof

  • Latest salary slips
  • Form 16 of 3 Years
  • Latest 6 months bank statements

Self-employed- Income Proof

  • Income proof
  • Account Statements
  • Business proofs

Fee and charges of Kotak Bank PVR Platinum Credit Card

Fee Type Amount
Joining Fees NIL
Annual Fees Rs 999
Add-on Card Fee Rs 299
Finance Charges Rs 3.50% per month
Minimum Amount Due Between 5% and 10% of the Total Amount Due
Over Limit Charge Rs 500
Late Payment Charges Rs. 100 for an amount less than or equal to Rs. 500.
Rs. 500 for an amount between Rs. 500.01 & Rs. 10,000
Rs. 700 for an amount greater than Rs. 10,000
Foreign Currency Mark-up 3.5% of the amount
Cash Payment Fee Rs 100
Card Replacement Fee Rs 100

How to apply for Kotak Bank Credit Card on their official website?

  • Visit the official website of Kotak Bank
  • Click on the ‘Credit Cards’
  • Click on the ‘Apply Now’ button
  • Fill in your personal and income details
  • Submit the application

If you wish to know more about the entertainment credit cards of other top banks and financial institutions, click here. We IndiaLends have collaborated with the top banks and financial institutions that are offering the best-in-class reward credit cards in terms of bonus points, air miles, cashback, discounts, gift vouchers, and so on.

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FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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