RBL Icon credit card - Check features, benefits, and how to apply online
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Indialends, 28 Mar 2026

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RBL Icon Credit Card

The RBL Icon Credit Card is one of the best lifestyle credit cards. Using this card, one can lead a comfortable and luxurious lifestyle. It offers a host of benefits and privileges in categories like entertainment, grocery spending, movies, dining, etc. Read more about RBL Icon credit cards in detail.

Features and Benefits of RBL Icon Credit Card

  • Your account is added with 20,000 bonus reward points on taking the card membership
  • Earn 2 Reward Points for each Rs.100 spent.
  • 20 Reward Points for every Rs.100 spent on international, and dining spends on weekends.
  • On annual spending worth Rs 3 Lakh, a cardholder will get 10,000 reward points
  • Access to select golf courses in India, complimentary golf rounds and discount on green fees, and free golf lessons.
  • One movie ticket worth Rs. 200 free on purchase of one ticket through BookMyShow twice every month.
  • Complimentary wine, dessert, and other offers at participating premium restaurants.
  • Get up to 2 complimentary domestic airport lounge access per quarter and access to more than 1,200 international airport lounges under Priority Pass Membership.
  • Get free tickets to global iconic events like Formula 1 races, special awards nights, and other exclusive sports events.
  • 24×7 facility for Golf course reservation, car rental, hotel assistance, wellness privileges, event bookings, flower, and gift delivery assistance, etc.

The eligibility criteria to apply for the RBL Icon Credit Card

  • The minimum age to apply for a credit card is 21 years and the maximum is 60 years
  • Both salaried and self-employed can apply for a credit card.
  • Must be a citizen of India
  • The minimum monthly income requirement to apply for a credit card is Rs 12000 per month.
  • Must be having a good credit score which is 750, or above

The document required to apply for the RBL Icon Credit Card

Both Self-employed and Salaried

  • Completed application form
  • Passport-size photographs
  • Proof of identity (copy of PAN, Aadhaar, passport, etc.)
  • Proof of residence (utility bills, driving license, PAN, Aadhaar, etc.)

Salaried- Income proof

  • Latest salary slips
  • Form 16
  • Bank statements

Self-employed- Income Proof

  • Income proof
  • Statement of accounts
  • Proof of business

RBL Bank Icon Credit Card fee and charges

Annual Fee Rs 500
Finance Charges APR up to 3.99% p.m. (47.88% p.a.)
Late Payment Fee 15% of Total amount due (Min Rs.50, Max Rs.1,250)
Over limit penalty Rs 600
Fuel transaction 15% of Total amount due (Min Rs.50, Max Rs.1,250)
Foreign currency transaction Up to 3.5%

Appy for a Credit Card with IndiaLends to enjoy the best-in-class reward programs

We provide you with hassle-free and simple ways to apply for a credit card. You have to enter a few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred RBL credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.

We IndiaLends is one of the best digital lending platforms having 50+ credit cards from the top banks that are offering the best-in-class reward programs in terms of discounts and Cashback.

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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