RBL Insignia Preferred Credit Card
Here we are presenting you a lifetime free credit card of RBIL- Insignia Preferred Banking World Credit Card. It makes you enjoy the world-class experience by offering the best-curated rewards and luxurious holidays. Using this card, you will relish delectable culinary experiences, recreated especially for you.
Features and benefits of RBL Insignia Preferred Banking World Credit Card:
Reward Scheme program of RBL Insignia Preferred Banking World Credit Card
The eligibility criteria of RBL Insignia Preferred Banking World Credit Card
RBL Insignia Preferred Banking World Card is given to RBL Insignia Preferred Banking clients only. To become an Insignia Preferred Banking client customer must meet either one of the below-given criteria:
Must be having a total relationship value of worth Rs. 30 lakh per month. This includes amount deposited in Savings Accounts, Term Deposits, and other Investment Relationships.
Or
Have an Average Monthly Balance of Rs. 10 Lakh or more in a Current Account
The documents required to apply for RBL Insignia Preferred Banking World Credit Card:
RBL Insignia Preferred Credit Card Fee and Charges
| Fee Type | Amount |
| Annual Fee/ Joining Fee | NIL |
| Foreign Currency Transaction Mark-up fee | 3.50% P |
| Add-on Card fee | NIL |
| Overlimit fee | Rs 600 |
| Late Payment Charges | 15% of total amount due (Min Rs. 50 and Max Rs. 1,250) |
| Finance Charges | APR up to 3.99% p.m. (47.88% p.a.) |
| Surcharges | IRCTC Service Charges + Payment Gateway transaction charges (up to 1.8% of ticket amount + IRCTC service charges) |
| Goods and Services Tax | GST is levied on all taxable supplies |
How to apply for RBL Credit Cards at our platform
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.