IndusInd Bank Credit Cards|Top Credit Card offers|Appy online at IndiaLends|
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Indialends, 02 Jun 2026

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IndusInd Bank Credit Cards

The IndusInd Bank has credit cards for your every need like shopping, lifestyle, and travel with the added feature of sign-on bonuses and insurance options. You can even enjoy frequent flyer miles and reward points in IndusInd bank credit cards. IndusInd Bank is the first among the new-generation private banks in India. The bank has 1004 branches and 1885 ATMs across 625 locations in India. IndusInd Bank provides tailor-made products to satisfy each customer requirement which can be seen in their credit card offer.

Types of credit cards offer by IndusInd Bank:

Shopping Credit Cards: Designed for shopping lovers be it online or offline shopping. Some of the great benefits are associated in the form of cash backs and reward points.

Travel Credit Cards: These are made for people who love traveling. Using travel credit cards of IndusInd Bank makes them earn reward points or miles that could be redeemed for attractive gifts or free tickets.

Lifestyle Credit Cards: The IndusInd lifetime free credit cards make one enjoy the benefits of movies, dining, etc. These are the best entertainment cards for availing of experience oriented services.

Features of IndusInd Bank Credit Cards

  • There are a lot of exciting offers and discounts are available in IndusInd Credit cards that can ease your shopping expenses.
  • One can avail of personal loans against IndusInd Credit Cards with instant approvals.
  • There is a credit card protection plan given to IndusInd Bank Credit Cardholders to protect the card from being misused or any kind of fraudulent activities.
  • On a request, the IndusInd bank can increase your credit limit subject to your repayment behaviour and credit history.
  • Earn reward points, bonus points, welcome points, and cash back every time you swipe the card.

Popular types of IndusInd Bank Credit Cards

The eligibility criteria to apply for IndusInd Bank Credit Card

  • The minimum age to apply for IndusInd Bank Credit card is 18 years and the maximum is 70 years old.
  • Must be having a good credit score i.e., 700 or above
  • The applicant must have a fixed monthly income. The minimum monthly income requirement to apply for a credit card is Rs 15000 per month.
  • Must be a resident of India

The documents required to apply for IndusInd Bank Credit Card

If you already hold an existing relationship with IndusInd Bank, you may get easily a pre-approved credit card offer and you are not required to submit documents. However, if you are new to IndusInd, here are the main documents required to apply for a credit card.

Identity Proof – PAN Card/Aadhaar Card/Voter ID/Driving License/Passport

Residence Proof – Aadhaar Card/Voter ID/Driving License/Passport/Utility Bills

Income Proof – Latest Salary Slips for Salaried/Last 2-3 ITR & Audited Balance Sheet for Self-employed

Last 6-month Bank Statement

Form 16

How to apply for an IndusInd Bank Credit card on the bank website?

  • Log on to the official IndusInd website.
  • Take the cursor on the credit cards tab and click on ‘Help Me Find a Card’.
  • Find the ideal card for you with the Simplifier feature.
  • Read through the features and benefits of the card.
  • Click on ‘Apply’.
  • Fill in your personal and contact details.
  • A representative of the bank will contact you to take your application further.

How to apply for IndusInd Bank Credit Card at IndiaLends Platform?

  • Click here to start the application process.
  • Enter your basic details like occupation, monthly income, city, and contact number. You will now see a list of credit cards for which you meet the basic eligibility criteria.
  • Find your preferred IndusInd credit card from the list and check your eligibility for the same.
  • If eligible, you can complete the online application

IndusInd Bank Customer Care number

For any queries and doubts regarding credit cards, you just need to dial 18605005004/022 44066666 and get them sorted out fast. So, what if it’s reward points or lounge access, the customer care executives would provide you complete detail.

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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