Standard Chartered Bank
The Standard Chartered Bank is known for offering a wide range of debit cards that suits well with the daily need and requirement of people. Using debit cards of Standard Chartered bank is like stepping into a world full of unmatched benefits, privileges, attractive rewards, high transaction limits, and many more.
Benefits of using Standard Chartered Bank Debit Cards
Popular Types of SCB Debit Cards:
Each customer is unique, so are their needs. Understanding the needs and requirements, SCB has designed several debit cards for its customers. Each type of debit card is loaded with its special features and inbuilt benefits, based on the customer’s relationship with the bank.
Platinum Debit Card: Benefits include using this card is 1 reward point on each INR 100 spent on all categories without any maximum cap. The reward program associated with this card is the Good Life Programme where you can enjoy discounts and offers from 249 brands covering dining, shopping, travel, and online, withdrawal and spend limit of INR 200,000 per day.
Private Infinite Debit Card: This makes you earn 2 reward points on each Rs 100 spent on all categories without having any maximum cap. You also avail the benefits of ‘The Good Life Programme’ with its discounts and offers on dining, shopping, travel, insurance cover of INR 10,000,000 for air accidents and purchase protection worth INR 55,000, airport lounge access, and Visa Global Customer Assistance service anywhere in the world.
Priority Infinite Debit Card – Earn 2 reward points on each INR 100 spends on all categories without any maximum cap. Avail of exciting discounts and offers on 249 brands associated with ‘The Good Life Programme’ including on dining, shopping, travel, and online, with insurance coverage of INR 10,000,000 for air accidents and purchase protection worth INR 55,000, special airport lounge access, and Visa Global Customer Assistance service anywhere in the world.
Platinum Rewards Card: Earn up to 10X reward on making recurring payments at utilities, supermarkets, grocery stores, Telecom, restaurants, and many more. The benefit of The Good Life Programme’ including dining, shopping, travel, and online, with insurance coverage is also associated with this SCB debit card.
Cashback Platinum Debit card: On spending more than Rs. 750 each month makes you enjoy 5% cashback on dining, shopping, etc. In case of a lost debit card, get access to VISA’s GCAS for travel overseas. Secured online transactions using 3D OTP verification premium Cashback Debit Card comes with instant payment solutions like UPI, Bharat QR, Bharat Pill Payment solutions (BBPS), and Samsung Pay.
How to apply for SCB Debit Cards
Internet Banking
Written Request
One can either write an email to the Bank's official email address or can write a physical application by visiting the Bank in person. The written request made for a new Standard Chartered Bank debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.
Customer Care
To avail of a new Standard Chartered ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 011-39404444 / 011-66014444.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.