How to Merge Two UAN Accounts of Two Different EPF Accounts

How to Merge Two UAN Accounts of Two Different EPF Accounts

Have you changed jobs and ended up with two different UANs? It’s a common issue many salaried employees face. According to EPFO guidelines, every employee must have only one Universal Account Number (UAN) throughout their employment history.

At IndiaLends, we aim to make your financial life easier—not only by helping you access quick personal loans but also by guiding you through important financial corrections, like merging two UANs.

Matrix-Driven Guide: Merging Two UANs

Why Is It Important to Merge UANs?

• EPFO Compliance: Having more than one UAN is against EPFO rules.
• Simplified Fund Management: One UAN means easier tracking of EPF contributions and passbook.
• Smooth Claim Processing: Avoid delays in withdrawals and pension claims.
• KYC Consistency: Aadhaar, PAN, and bank details need to be linked to only one UAN.

For further clarification, visit the official EPFO UAN Help Page.

How to Transfer EPF Balance Between Two UANs

Once you initiate the merge request:

1.     Log in to EPFO Member Portal.

2.     Navigate to Online Services > One Member - One EPF Account (Transfer Request).

3.     Enter old UAN and select employer for verification.

4.     Submit OTP sent to your registered mobile number.

5.     EPFO processes the transfer and merges the account.

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Frequently Asked Questions (FAQs)

What is UAN and why is it important?

UAN or Universal Account Number is a unique identifier for your EPF account. It stays with you for life and consolidates all your PF accounts.

Is it mandatory to merge UANs?

Yes, EPFO guidelines state that each employee should have only one UAN. Duplicate UANs should be merged immediately.

How long does it take to merge two UANs?

It typically takes 7–15 working days after submitting a request, depending on verification and employer response.

Can I merge UANs using the UMANG app?

No, currently the UMANG app does not support UAN merging. You must raise the request via EPFO or through your employer.

What happens to the old UAN?

Once merged, the old UAN is deactivated, and all EPF balances are transferred to your active UAN.

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Managing your EPF account efficiently, including merging multiple UANs, is a key step in keeping your retirement savings secure and well-organized. With IndiaLends, you not only get expert guidance but also financial solutions when you need them most.