Bank of Baroda Credit Cards

The Bank of Baroda is offering a variety of financial services to its customers, which includes debit cards, credit cards, deposits, etc. The bank is offering various credit cards that are having attractive benefits and features to offer. The best part about of Bank of Baroda Credit cards is that it is accepted by ATMs and Merchants globally.

Features and benefits of Bank of Baroda Credit Cards

Validity: The Credit Cards designed by the Bank of Baroda are accepted worldwide. It could be swiped easily in any part of the world and even get acceptance by a million ATMs.

Loyalty points: The Bank of Baroda makes you earn loyalty points when they are spending money using their credit cards.

Add-on Cards: Most of the credit cards designed by Bank of Baroda are having this feature- Add-on- Credit Cards.

24x7 Customer services: The Bank of Baroda is offering 24x7 customer service for the convenience of the cardholders. The customers can contact the Bank of Baroda 24x7 toll-free number to get any assistance.

Annual fee waived off: If the cardholders are spending a certain amount of money annually using the Bank of Baroda Credit Card and are making regular payments of bills, the bank will waive off their annual fee.

Insurance Coverage: The credit cards offered by Bank of Baroda have come up with the feature of in-built accidental death coverage. Here the bank is providing coverage to the cardholders at times of accidents. The insurance coverage amount varies from one cardholder to another.

Insta-Pay service: The Insta Pay service of Bank of Baroda makes using of card a simple and easy process for the cardholders.

Security: The Credit cards designed by the Bank of Baroda come with a security chip intended to protect the card from any kind of fraudulent activities.

Exclusive offers: The Bank of Baroda is offering a 0% fuel surcharge attractive discounts on domestic and international air tickets, bookings at hotels and holidays, etc. Apart from this, the cardholders get exciting discounts by swiping the card for dining, shopping, hotel, etc. privileges and benefits offered by MasterCard and Visa.

The eligibility criteria to apply for the Bank of Baroda Credit Card

• The applicant must be between the age of 18 years and 65 years
• The Bank of Baroda applicant must be earning an income to get a quick credit card approval. The minimum monthly income should be Rs 15000 per month.
• All those applicants who are willing to apply for a Bank of Baroda Corporate Credit Cards should be either a partnership or a Limited or a Government company.
• The Net Worth of a Paid-up capital must be at least Rs 25 Lakhs and the Net-worth of the companies must be at least Rs 50 Lakhs. Apart from this, they need to have a credit facility of at least Rs.1 crore and a BOB rating of 6 and above.
• If the applicants have existing banking relations with the Bank of Baroda, they will be given preference
• Must be having a good Credit score i.e., 750 or above.

Documents required to apply for a Bank of Baroda Credit Cards

Here is the list of some of the basic documents required you will need to submit:

Both Self-employed and Salaried

• Completed application form
• Passport-size photographs
• Proof of identity (copy of PAN, Aadhaar, passport, etc.)
• Proof of residence (utility bills, driving license, PAN, Aadhaar, etc.)

Salaried- Income proof

• Latest salary slips
• Form 16
• Bank statements

Self-employed- Income Proof

• Income proof
• Statement of accounts
• Proof of business

If you’re applying for a student credit card, you will have to provide your student ID card along with your application form.

Popular Cards of Bank of Baroda

How to apply for Bank of Baroda Bank Credit Card on their official website?

• Visit the official website of Bank of Baroda Bank
• Click on the ‘Credit Cards’
• Click on the ‘Apply Now’ button
• Fill in your personal and income details
• Submit the application
• The executive will come to pick the necessary documents
• The bank would verify the details properly before approving the application

IndiaLends has collaborated with the top banks and financial institutions offering 50+ credit cards. Among these we are also offering cards with similar features as Bank of Baroda is offering. You may, however, check your eligibility for other credit cards that will better suit your spending patterns. Click here to find the list of eligible credit cards.