Best Bank of Baroda Debit Cards- Designed all for your needs
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Indialends, 25 Mar 2026

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Bank of Baroda Debit Cards

The Bank of Baroda Debit Card is offering a host of privileges and benefits on spending under categories like shopping, travel, lifestyle, and many others. One can earn exciting rewards, withdraw cash, shop online, offline, and make payments of utility bills using the card. Read here in detail about the benefits of applying for Bank of Baroda Debit Cards.

Benefits of Bank of Baroda Debit Card

  • The Bank of Baroda Debit cards enjoys quick and hassle-free cash access across 6900 ATMs all over the country.
  • High per day transaction, purchase, and cash withdrawal limits. Safe transactions with a PIN or Chip-based security verification process.
  • Make the most of your card by availing a host of exciting deals, offers and discounts meant only for Bank of Baroda debit cardholders.

Popular Bank of Baroda Debit Cards


Card TypePurchase limitCash withdrawal limitAnnual Maintainance ChargeCard Replacement ChargeIssuance Fee
Bank of Baroda Visa Vyapar Debit CardUp to Rs 200,000Up to Rs 300,000Rs 100Rs 200Rs 200
RuPay National Common Mobility Debit CardUp to Rs 500,000Up to Rs 100,000Rs 100
Rs 200
Rs 200
Bank of Baroda Visa Electron Debit CardUp to Rs 50,000 per dayRs 25000 per dayRs 100
Rs 200
Rs 200
Bank of Baroda RuPay Debit CardUp to Rs 25000NILRs 100
Rs 200
Rs 200
Bank of Baroda RuPay Platinum Debit CardUp to Rs 50,000NILRs 100
Rs 200
Rs 200
Bank of Baroda Master Platinum Debit CardUp to Rs 50,000NILRs 100
Rs 200
Rs 200
Bank of Baroda Visa EMV Chip Debit CardUp to Rs 50,000NILRs 100
Rs 200
Rs 200

How to apply for the Bank of Baroda Debit Card?

  • To gain a new Bank of Baroda, debit card via net banking follows the below-mentioned steps:
  • Log on to the website of the bank for net banking using your username and password.
  • On the net banking portal, select the option, 'e-Services/Services' and click on 'ATM card services' or a similar option.
  • Clicking on this option will open a new page. On the page, click on the 'Request ATM/ debit card option'.
  • Proceed further, by entering either the OTP received on the registered mobile number or use the profile password.
  • After entering any one of the above, click on 'Submit'.
  • Choose the account for which you wish to get a new debit card and choose the card type and agree to the terms and conditions.
  • Click on 'Submit' and verify all the details. 
  • On successful submission of the request, the card request status is updated on the screen.

Written Request

Write an email to the Bank's official email address or can write a physical application by visiting the Bank in person. The written request made for a new Bank of Baroda debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.

Customer Care

To avail of a new Bank of Baroda ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1800-258-4455/ 1800-102-4455.

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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