Bank of Baroda Debit Cards
The Bank of Baroda Debit Card is offering a host of privileges and benefits on spending under categories like shopping, travel, lifestyle, and many others. One can earn exciting rewards, withdraw cash, shop online, offline, and make payments of utility bills using the card. Read here in detail about the benefits of applying for Bank of Baroda Debit Cards.
Benefits of Bank of Baroda Debit Card
Popular Bank of Baroda Debit Cards
| Card Type | Purchase limit | Cash withdrawal limit | Annual Maintainance Charge | Card Replacement Charge | Issuance Fee |
| Bank of Baroda Visa Vyapar Debit Card | Up to Rs 200,000 | Up to Rs 300,000 | Rs 100 | Rs 200 | Rs 200 |
| RuPay National Common Mobility Debit Card | Up to Rs 500,000 | Up to Rs 100,000 | Rs 100 | Rs 200 | Rs 200 |
| Bank of Baroda Visa Electron Debit Card | Up to Rs 50,000 per day | Rs 25000 per day | Rs 100 | Rs 200 | Rs 200 |
| Bank of Baroda RuPay Debit Card | Up to Rs 25000 | NIL | Rs 100 | Rs 200 | Rs 200 |
| Bank of Baroda RuPay Platinum Debit Card | Up to Rs 50,000 | NIL | Rs 100 | Rs 200 | Rs 200 |
| Bank of Baroda Master Platinum Debit Card | Up to Rs 50,000 | NIL | Rs 100 | Rs 200 | Rs 200 |
| Bank of Baroda Visa EMV Chip Debit Card | Up to Rs 50,000 | NIL | Rs 100 | Rs 200 | Rs 200 |
How to apply for the Bank of Baroda Debit Card?
Written Request
Write an email to the Bank's official email address or can write a physical application by visiting the Bank in person. The written request made for a new Bank of Baroda debit card must be addressed to the concerned branch manager. The card is issued within 7 to 10 working days after filing the writing request.
Customer Care
To avail of a new Bank of Baroda ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1800-258-4455/ 1800-102-4455.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.