ICICI Bank Credit Cards
The ICICI Bank is counted as one of the best credit card providers in India. The bank offers a wide variety of cards according to the varying individual needs. Using ICICI Credit Cards, one can avail of fuel benefits, dining, entertainment, fuel, and more. To help you in finding out the best ICICI Credit cards, we have shared with you some of the important facts about ICICI Credit Cards.
The eligibility criteria of ICICI Credit Cards
Documents required to apply for ICICI Bank Credit Card
Below is the list of documents required to avail a credit card from ICICI Bank.
Features of ICICI Credit Cards
Popular types of ICICI Credit Cards
ICICI Credit Card fees and Charges
| Credit Card | Amount |
| Joining Fee | Varies from one card to other |
| Annual fee | Varies from one card to other |
| Redemption charges | Rs. 99 – Hand-picked Rewards Scheme | ICICI Bank Rewards Scheme | PAYBACK’s Catalogue Based Redemptions Rs. 25 – Online and in-store re-demptions at PAYBACK Online Partner Brands |
| Free Credit | 18-48 days |
| Cash advance fee | 2.50% of the amount/ Minimum Rs 300 |
| Overlimit charges | 2.50% of the over-limit amount/ Minimum Rs 500 |
| Late Payment fee | Nil for amount less than Rs. 100 Rs. 100 for amount between Rs. 100 and Rs. 500 Rs. 500 for total amount due greater than Rs. 501 and up to Rs. 10,000 Rs. 750 for total amount due greater than Rs. 10,00 |
| Surcharges | 1% /Min. Rs. 10 on fuel transaction 1.80% of the transaction value for Internet railway bookings and 2.50% for other railway bookings |
| Foreign Transaction Fee | 3.50% of the amount |
| Finance Charge | Up to 42% per annum |
List of popular ICICI Credit Cards
| Name of ICICI Credit Card | Annual Fee | Best suited for |
| ICICI Bank Coral Contactless Card | Rs 500 | Reward points |
| ICICI Platinum-Chip Card | NIL | Shopping |
| Manchester United Platinum Credit Card | Rs 499 | Shopping |
| Manchester United Signature Credit Card | Rs 2499 | Shopping |
| MakeMyTrip ICICI Bank Platinum Credit Card | NIL | Travel |
| MakeMyTrip ICICI Bank Signature Credit Card | NIL | Travel |
| ICICI Bank Rubyx Credit Card | Rs 2000 | Travel |
| ICICI Bank Sapphiro Credit Card | Rs 3500 | Travel |
| ICICI Bank Emaralde Credit Card | Rs 12000 | Lifestyle |
| ICICI Bank Diamant Credit Card | Rs 10000 | Premium |
| ICICI Bank Amazon Pay Credit Card | NIL | Shopping |
| ICICI Bank Visa Signature Credit Card | Rs 2000 | Premium |
| ICICI HPCL Credit Card | Rs 199 | Fuel |
How to apply for ICICI Credit Card
We provide you hassle-free and simple ways to apply for a credit card. You have to enter few basic details and we suggest the best credit card offers for you. Follow the steps given below to apply:
Once you apply, you will get a call from our representative who will assist you in delivering the credit card of your choice to your doorstep.
How to apply for ICICI Bank Credit Card on their official website?
ICICI Credit Card Customer Care
There are various ways to contact ICICI Customer Care. You can contact via SMS, Call, or Email. Here are the ways:
Contact on ICICI Credit Card Customer Care Toll-free number
For any queries or grievances related to your ICICI Credit Card, you can call on toll free number 1800 200 3344 between 9 p.m. to 6 p.m. from Monday to Friday
Email address of ICICI Customer Care
ICICI credit card holders can submit their grievances by filling up the complaint form by mentioning their registered email ID.
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FAQ’s
Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.
The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.
Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.
Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.