Top Axis Bank Debit Cards- Avail of amazing discounts and cashback schemes
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Indialends, 24 Mar 2026

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Axis Bank

In a world going cashless, debit cards are your best friends! Free yourself from carrying around rolls of cash everywhere you go, apply for Axis Bank Debit Cards. It offers various types of debit cards that cater to the need of the diverse customer base all over India with exciting reward programs in terms of discounts and cashbacks. Read here in detail about Axis Bank debit cards.

Key highlights of Axis Bank Debit Cards

  • Get reward points every time you spend.
  • Avail of 15% discount on dining  
  • Customized Debit cards
  • Complimentary access to VIP airport lounges.
  • High withdrawal and purchase transaction limits on every Axis Bank debit card.
  • Fuel surcharge waivers at petrol bunks across India.
  • Enhanced insurance coverage for the primary debit card holder

Benefits of Axis Bank Debit Cards

  • The customers are entitled to get world-class offers, luxury indulgences, and flexible banking options on using the Axis Bank Debit cards.
  • Axis bank gives you the flexibility to design a card with your favorite image and special effects in just three easy steps.
  • Online shopping becomes a convenient option with your Axis Bank debit card. It enables the users to transact on secured platforms using Verified by Visa (VbV) and MasterCard Secure Code services.
  • Purchase transactions using your Axis Bank debit card are also secured and validated using your debit card PIN at all retail outlets.


Card TypeCash-withdrawal limitPurchase limitAnnual Maintainance ChargesCard Replacement chargeIssuance Charges
Axis Bank Liberty Debit CardUp to Rs 50,000Up to Rs 300,000Rs 300Rs 200Rs 250
Axis Bank World Burgundy Debit CardUp to Rs 300,000Up to Rs 600,000NILRs 200NIL
Axis Bank Delight Debit CardUp to Rs 100,000Up to Rs 500,000Rs 999Rs 200Rs 1500
Axis Bank Priority Debit CardUp to Rs 100,000Up to Rs 500,000NILRs 200NIL
Axis Bank Reward Plus Debit CardUp to Rs 50,000Up to Rs 400,000Up to Rs 300Up to Rs 200Up to Rs 300
Axis Bank RuPay Platinum Debit CardUp to Rs 40,000Up to Rs 200,000Rs 200Rs 200Rs 200
Axis Bank Power Salute Debit CardUp to Rs 40,000Up to Rs 200,000NILRs 200NIL
Axis Bank Titanium Debit CardUp to Rs 50,000Up to Rs 100,000Rs 250Rs 200Rs 50,000

How to apply for Axis Bank Debit Cards?

One can apply for a new debit card from Axis Bank, by making a personal visit to the Bank's nearest branch, or through the Bank's online portal. 

One can also file a written request or contacting customer care in getting a new Axis Bank ATM card.

Internet Banking

  • Log on to the website of Axis bank or into the net banking portal using your username and password.
  • On the net banking portal, look out for the option, 'e-Services/Services' and click on 'ATM card services' or a similar option.
  • Clicking on this option will open a new page. On the page, click on the 'Request ATM/ debit card option'.
  • Proceed further, by entering either the OTP received on the registered mobile number or use the profile password.
  • After entering any one of the above, click on 'Submit'.
  • Post submitting further debit card application processing will take place

Customer Care

To avail of a new Axis Bank ATM card, you can also contact the Bank's customer care by contacting the Bank via its toll-free number 1860-419-5555/ 1860-500-5555.

Axis Bank caters to a diverse clientele comprising of retail businesses, MSME, agriculturists, and large and mid-corporates. Axis Bank holds the distinction of being the first Indian private sector bank to upgrade its representative office in Shanghai to a full-fledged overseas branch. With a wide spectrum of innovative banking products, Axis Bank is offering an array of debit cards to the customers for convenient cashless shopping along with benefits like exciting discounts, rewards from the eDGE Loyalty program, and personalized card designs. Axis Bank debit cards come with enhanced security features for purchase transactions on Verified by Visa (VbV) and MasterCard Secure Code platforms.

FAQ’s

Loan against mutual funds (LAMF) allows you to borrow cash against your mutual fund investments as collateral. You can use Volt Money to lien mark your mutual funds digitally to avail an instant limit without losing the ownership of your mutual funds and all the associated benefits with it. Funds will be made available in the form of an overdraft facility.

The annual fee for the Axis Privilege Card is typically Rs. 1,500 plus taxes. This fee can be waived if the cardholder achieves an annual spending milestone, though the exact spending amount for the waiver can vary by card variant. For example, a common waiver condition is spending above Rs. 2.5 lakh in an anniversary year.

Luxe Vouchers are digital gift cards that can be redeemed across popular luxury and lifestyle brands such as Myntra, Flipkart, Pantaloons, and more. Once you qualify for the offer, the voucher code will be sent directly to your registered email ID or mobile number. In most cases, vouchers are delivered within 5–7 working days after successful validation of your transaction or application.

Yes, you can apply even with a low CIBIL score, but your chances of approval may be limited. Most banks and lenders prefer a CIBIL score of 750 or above for quick approval and better interest rates. If your score is lower, some lenders may still consider your application based on other factors such as your income, employment stability, or existing relationship with the bank. However, you may be offered a lower loan amount or higher interest rate. Improving your credit score before applying can increase your chances of getting approved on favorable terms.

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